Personal Finance

Self-managed super funds and tax exemptions on pension assets

I am over 70, but my wife is only 62 and we are both retired. We have a SMSF that commenced in 2005 from which we both draw a pension. Each year I have donated funds to my wife’s super in order to claim the Co-contribution. Apparently this means that the SMSF is in both…

Investing for your child’s future

Future generations are going to need all the financial assistance they can get as government financial support for education, home ownership and retirement looks set to become just a bitter sweet memory. We sought advice from financial planners concerning the Dos and Don’ts of when, how and why to invest for children. Why consider children’s…

Think you don’t need financial advice? Think again.

If you’re a DIY investor who researches thoroughly and has translated that into a well-managed and high performing portfolio, you may think you don’t need a financial advisor. If so it may pay you to think again… and read on. You might find that you don’t know as much as you thought you did. Dominic…

The perils of sudden wealth

Two lottery wins in two consecutive years and the combined total of $5.4 million gone in just over two decades. Evelyn Adams, who achieved the Great American Dream twice when she won the New Jersey lottery in 1985 and 1986, is now destitute and living in a trailer. The tragedy is that hers is not…

Climate change and consumers: hot air or real deal?

At present, when what Australians say they will do to help the environment is laid side-by-side with what they actually do, there is definitely a gap. However, if you’re stgeloping or marketing goods and services with a green hue, the gap looks to close over time and there may be more customers who are willing…