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Winners of our Gold Giveaway

More than 22,000 investors and traders went into the draw to win the CompareShares gold giveaway – signing up to the CompareShares newsletter, the FatCat newsletter, or to the new social networking site MoneyConfessions. While investors can gain gold exposure via listed funds (one is aptly named GOLD and lists on the Australian Stock Exchange);…

Top 5 technical indicators to trade commodities

What are the most popular technical indicators used to trade commodities over the short term (1-3 months), and do they differ depending upon the commodity traded? Response: The technical analyst will use a number of methods when reviewing commodity markets. These methods typically include such things as Price Action (pattern recognition, candle stick charts, Elliott…

The impact of commodities prices on mining companies

I have been reading that iron ore and coal export prices are due to be negotiated in the near future? Can you tell me how the process works and where I can find the results of the negotiations and final pricing outcome? Also what short term impact does this have on mining company’s share price?…

What factors determine how much we pay for petrol at the pump?

Petroleum pricing has become a factor of concern to consumers, refiners and producers across the world, and price determination has come under the microscope, especially as crude oil prices were reaching record highs earlier in 2008 and prices at the bowser were sky-rocketing. There is a lot of discussion surrounding petroleum pricing, and the primary…

I am tossing up between a DIY super fund or opening a wrap account

I would like more control over my superannuation savings and am considering starting either a self-managed super fund or doing it via a super wrap account such as that offered by [ABC] Investment Management. I found out the fees for a [ABC] Direct Wrap and calculated it would be an average of 0.57% pa of…

Should I sell my home, buy a cheaper one, and invest the remaining funds for retirement?

We have 5 1/4 acres of residential land 20km south of Brisbane with an 7-year old home build by us on it. We have owned it for 10 years and our cost is around $300,000. In October last year we were offered $1.5 million by a stgeloper who knocked on our door, which we did…

What sort of investments will reduce tax in my family trust?

I have a family trust structure for my business income and am looking at a large tax bill this coming year. What sort of investments are available to reduce the tax I will have to pay? I’ve heard of things like investing in trees or olives, but are these more trouble than they’re worth? And…

I have sold an investment property and want to put the proceeds into my DIY fund

I am selling a rental property and expect a capital gain of about $230,000.00. For tax purposes I reduce it by half and pay capital gains tax on $115,000. Can I place this into our DIY super fund and pay the 15% entrance tax rather than including it in my personal return? Also, can I…

When starting a pension do I have to convert all of my super to a pension?

If I want to start a pension, am I obliged to do so with the percentage minimum of the whole of my super (far too much for my daily living requirements) or may I instead leave some in the accumulation phase and simply start a pension from, say, half the balance? It has always been…

Should I leave my money in super or start an allocated pension?

I am retired and all my money is still in super. I haven’t yet transferred it across to an allocated pension or other form of income stream. The reason I leave it in super is that I am guaranteed 4% in the super fund, and that means that when the markets fall I still receive…