Overview
Bajaj Finance is a diversified Indian lender whose business spans consumer credit, vehicle and home finance, small-business lending, deposits and insurance distribution. The supplied figures show 26.10% revenue growth and a 43.50% profit margin, alongside a 29.57x price-to-earnings ratio. For Australian investors, the central question is how the company’s growth and breadth of lending balance against the credit and funding risks inherent in a finance business.
Bajaj Finance is a large Indian non-bank lender offering consumer finance, personal and secured loans, vehicle finance, home loans and lending to micro, small and medium-sized businesses. Its activities also extend to commercial and rural lending, deposits and insurance distribution. This range gives the company exposure to multiple borrower groups and credit products, while keeping lending at the centre of its business. The supplied market capitalisation is 6.0T and trailing revenue is 466.8B.
Key facts
- Ticker
- BAJFINANCE
- Exchange
- NSE
- ISIN
- INE296A01024
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- India
- Currency
- INR
- Price
- INR 969.65
- Previous close
- INR 963.10
- Day change
- +INR 6.55 (+0.68%)
- Market cap
- 6.0T
- 52W low
- INR 783.11
- 52W high
- INR 1,176.40
Price and trend
Last price: INR 969.65
- Price
- INR 969.65
- 52W range
- INR 783.11 – INR 1,176.40
- 50-day SMA
- INR 1,055.29
- 200-day SMA
- INR 971.89
- Price vs 50D SMA
- -8.12%
- Price vs 200D SMA
- -0.23%
Valuation
- P/E
- 29.57
- EPS
- 32.57
- Dividend yield
- 0.00%
- Beta
- 0.32
Bajaj Finance trades on a price-to-earnings ratio of 29.57x, so the share price reflects a meaningful valuation relative to reported earnings. That multiple sits alongside revenue growth of 26.10% and a reported profit margin of 43.50%. The supplied dividend yield is 0.00%, making the profile more oriented towards business growth than current dividend income. Valuation should be considered in the context of the company’s lending risks and growth prospects.
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Profitability and growth
- Revenue growth
- 26.10%
- Revenue TTM
- 466.8B
- Profit margin
- 43.50%
Analyst view
Comparison uses the last price shown; targets are analyst estimates.
- Price
- INR 969.65
- Target price
- INR 1,165.71
- Target vs last price
- 20.22% from last price
The supplied target price is INR 1,165.71, or 20.22% above the last price. This is a secondary reference point rather than a guarantee of future performance; the business outlook remains closely linked to credit quality, funding conditions and demand for loans.
Risks
Bajaj Finance’s broad lending franchise exposes it to borrower defaults, changes in credit demand and the cost and availability of funding. Its consumer, vehicle, rural and small-business lending also spans different economic conditions, while its Indian market focus brings exposure to local regulation and economic shifts. The share price is below both its 50-day and 200-day moving averages, and its 0.00% dividend yield means the supplied figures show no current income return.
FAQ
What does Bajaj Finance do?
Bajaj Finance is an Indian deposit-taking non-bank finance company. It lends to consumers and businesses across areas including personal, home, vehicle, rural and small-business finance, and also distributes insurance products.
How fast has the business been growing?
The supplied figures show revenue growth of 26.10%, with trailing revenue of 466.8B.
Does Bajaj Finance currently offer a dividend yield?
The supplied dividend yield is 0.00%, so the figures do not indicate a current dividend yield.
How does the share price compare with its recent trading range and moving averages?
At INR 969.65, the share is within its 52-week range of INR 783.11 to INR 1,176.40. It is 8.12% below its 50-day moving average and 0.23% below its 200-day moving average.
*This content is aimed to provide general information only, and does not take your personal objectives, financial situation or needs into account.
