Personal Finance

Fund managers just as prone to bad decision making as DIY investors

The funds management industry is built on the premise that investors are better off entrusting their investments to experts who take a disciplined analytical approach to deciding which stocks to buy or sell. Individual investors, the thinking goes, are too governed by emotions like greed and fear to make intelligent investment decisions. But are fund…

Weird and wonderful investment ideas

As the sharemarket stagnates and returns on property investments slide it may be time to follow the lead of a growing number of lateral thinkers who are diversifying into non-traditional asset classes. The alternative investment universe presents many weird and wonderful options ranging from first edition comic books and antique toy collections, to football and…

Investing for your child’s future

Future generations are going to need all the financial assistance they can get as government financial support for education, home ownership and retirement looks set to become just a bitter sweet memory. We sought advice from financial planners concerning the Dos and Don’ts of when, how and why to invest for children. Why consider children’s…

Think you don’t need financial advice? Think again.

If you’re a DIY investor who researches thoroughly and has translated that into a well-managed and high performing portfolio, you may think you don’t need a financial advisor. If so it may pay you to think again… and read on. You might find that you don’t know as much as you thought you did. Dominic…

Is your mobile phone dependency costing you a fortune?

Mobile phone providers have come up with nifty ways to not only dominate our free time – with addictive-services like texting, downloading ringtones to video messaging – but also charging us for the privilege. You text (SMS) your partner about dinner arrangements five times in an afternoon at 30 cents a pop, you check your…

Climate change and consumers: hot air or real deal?

At present, when what Australians say they will do to help the environment is laid side-by-side with what they actually do, there is definitely a gap. However, if you’re stgeloping or marketing goods and services with a green hue, the gap looks to close over time and there may be more customers who are willing…