Personal Finance

Investing for your child’s future

Future generations are going to need all the financial assistance they can get as government financial support for education, home ownership and retirement looks set to become just a bitter sweet memory. We sought advice from financial planners concerning the Dos and Don’ts of when, how and why to invest for children. Why consider children’s…

Think you don’t need financial advice? Think again.

If you’re a DIY investor who researches thoroughly and has translated that into a well-managed and high performing portfolio, you may think you don’t need a financial advisor. If so it may pay you to think again… and read on. You might find that you don’t know as much as you thought you did. Dominic…

Smart funds for hardened share punters

You design your own share portfolio of handpicked stocks so why would you entertain the idea of a managed fund? Well, put simply, because there are times when even hardened share enthusiasts simply can’t get stock selection right and can benefit from the wisdom, insight, experience and contacts of a fund manger. Pooling your money…

The perils of sudden wealth

Two lottery wins in two consecutive years and the combined total of $5.4 million gone in just over two decades. Evelyn Adams, who achieved the Great American Dream twice when she won the New Jersey lottery in 1985 and 1986, is now destitute and living in a trailer. The tragedy is that hers is not…

Is your mobile phone dependency costing you a fortune?

Mobile phone providers have come up with nifty ways to not only dominate our free time – with addictive-services like texting, downloading ringtones to video messaging – but also charging us for the privilege. You text (SMS) your partner about dinner arrangements five times in an afternoon at 30 cents a pop, you check your…

Climate change and consumers: hot air or real deal?

At present, when what Australians say they will do to help the environment is laid side-by-side with what they actually do, there is definitely a gap. However, if you’re stgeloping or marketing goods and services with a green hue, the gap looks to close over time and there may be more customers who are willing…