Retirement
Retirement planning is one of the most important financial journeys Australians will ever undertake, yet it’s easy to get wrong. This section tackles the big questions head-on — how to build a resilient portfolio, manage risk as you age, beat inflation, navigate volatile markets, and avoid the common pitfalls that can derail even the most carefully laid plans. Thought-provoking and practical in equal measure, it’s essential reading for anyone serious about securing their financial future.
What Are Safe Haven Investments?
Social and psychological explanations for investing behavior have seeped into …
Building a Trust Fund Portfolio
Trust Funds Are For Everyone Among the most common misconception about …
The Secrets To A Successful Retirement
Your financial resources are the best predictor of a successful …
How much do I need to retire comfortably in Australia?
The Association of Superannuation Funds of Australia (ASFA) estimates that a couple needs roughly $690,000 in superannuation savings at retirement to fund a comfortable lifestyle, while a single person needs around $595,000. These figures assume you also receive the Age Pension as a supplement. Of course, your individual retirement needs will vary depending on your lifestyle expectations, health costs, and how long you plan to work. Starting to make voluntary super contributions early can make a significant difference to your final balance through the power of compounding.
Why we should leave super at 9.5%
It's conventional wisdom that Australians don't save enough for retirement. …
Retirement planning: more than a financial exercise
By Wealth Foundations The non-financial aspects of retirement planning may be …
Borrowing to buy property within Super: Buyer Beware!
By Wealth Foundations Just because you can doesn't mean your should Borrowing …
The Pros and Cons of Lifetime Annuities
By Wealth Foundations Lifetime Annuities and the quest for certainty Lifetime annuities …
What is the difference between a self-managed super fund (SMSF) and a regular super fund?
A self-managed super fund gives you direct control over how your retirement savings are invested, allowing you to hold a broader range of assets including direct shares, property, and even gold. In contrast, a regular industry or retail super fund is managed on your behalf by professional trustees, with investment decisions made according to your chosen risk profile. SMSFs offer greater flexibility but come with significant administrative responsibilities, compliance obligations, and costs — making them most suitable for those with larger balances and the time to manage them properly.
