Why Most Aussies Own A DIY Super Fund

The number of Aussies ditching retail, industry and company funds to fly solo – to take up the option of a self-managed super fund – continues to climb exponentially. Today, over 840,000 Aussies own a DIY super fund, and the total amount of wealth tied up in DIY funds is a staggering $420.6 billion, over…

SUPERANNUATION: Five essentials for super investors

1. Make concessional (before tax) contributions to super If you pay a fair amount of tax, then think about adding more of your pre-tax earnings to super. If you pay more than 15 cents in the dollar in tax, then making before-tax contributions may well save you precious dollars. The good news is that once…

Alternative asset choices for 2011, from commodities to absolute return funds

The most effective ways to get into ‘alternative’ investment strategies, in the Australian context In recent years, the palette of investment opportunities for the Australian retail investor has become very crowded. Areas that until recently were the province of professional investors – such as ‘alternative assets” (so named because they give exposures that are not…

Access Your Super And Work Too

It’s probably one of the most cherished strategies for financial planners as it has the power to boost super savings prior to retirement – and it’s also rather popular with pre-retirees who want to continue working while accessing their super at the same time. It’s called the transition to retirement pension, or TRIP for short….

Superannuation strategies for 2011 and beyond

A change in Government has seen a host of changes in SMSF policy that superannuants need to be on top of. Coming soon: to appear in an upcoming newsletter.