SYDNEY, AAP – Lower commodity prices and a poor US lead have contributed to a lacklustre day on the ASX.

Energy shares fell most on Thursday while most of the big miners also dipped as the iron ore price ticked lower.

The banks were all higher after ANZ posted a sharp lift in full-year profit, helped by lending. ANZ had net profit of $6.162 billion.

The benchmark S&P/ASX200 index closed lower by 18.3 points, or 0.25 per cent, to 7430.4.

The All Ordinaries closed down 18.3 points, or 0.24 per cent, to 7739.7.

The Australian dollar was buying 75.05 US cents at 1620 AEDT, lower from 75.20 cents at Wednesday’s close.